Your Trusted Home Loan Consultants
Most people in their life dream of buying their own house. It’s an age-old dream that signifies independence and security. There are few things more gratifying than finally being able to call a place your own.
But for most people, buying a home is out of reach. The down payment is too high, the monthly payments are unaffordable, or they simply don’t qualify for a loan.
If you’re in this situation, you’re not alone. In fact, over 40% of people who apply for a home loan are rejected. Banks have become stricter with their lending criteria, making it harder for people to qualify.
PKC home loan consultants are here to change that. We’re a team of highly experienced and qualified home loan consultants that assist you in getting the best possible deal on your home loan. We have a proven track record of success and make the loan process easier for you.
Benefits of SOP Implementation services of PKC
Loan Eligibility
We consider your income, debts, and other financial obligations to determine how much you’re eligible to borrow.
Interest Rate
We compare different home loan offers from banks and NBFCs to get you the best interest rate possible.
Processing Fee
We negotiate with banks on your behalf to get you a waiver on processing fees or a lower rate.
Loan Tenure
We help you choose a suitable loan tenure based on your repayment capacity.
Budgeting
We help you understand your monthly cash flow to budget better and not overstretch yourself.
Terms and Conditions
We go through the fine print with you so that you understand all the terms and conditions of your loan agreement.
Why Choose PKC as your Home Loan Consultants?
01
PKC has been in the home loan business for over 33 years. With a team of home loan consultants and financial experts, we are committed to helping you find the right home loan for your needs.
02
PKC offers a wide range of home loan products from leading lenders, including fixed-rate loans, variable rate loans, low deposit loans, etc. We also provide a range of services to help you through the home loan process, including home loan pre-approval, refinancing, and more.
03
PKC is a trusted home loan consultant in Chennai who invests in your safety and offers choices per your home loan needs. We work diligently to help you get the home loan that best suits your needs and makes the process as hassle-free as possible.
Frequently Asked Questions
Does my age and occupation matter in determining eligibility for a loan?
Yes, age, stable job, and regular income are important factors that banks and financial institutions look at when assessing your eligibility for a home loan. Stable employment is essential in demonstrating your capacity to repay the loan.
How much home loan can I borrow?
The amount you can borrow depends on many factors, such as your age, income, debts, and the property you are buying. The maximum loan amount is typically 80-90% of the property value.
How are my home loan repayments calculated?
No, you don’t have to do it separately. We have given you the best opportunity without troubling any of your current strategies and other employee allotment measures. We have powerful solutions to implement all our processes with the integration software. All you have to do is to follow the entire statistics without any delay or change. The desired output for your company is set as perfection in your reports.
What are the fees associated with a home loan?
Several fees are associated with taking out a home loan, including application fees, valuation fees, settlement costs, and ongoing service fees. Make sure you know all the costs before you apply for a loan.
How do I compare home loans?
When comparing home loans, it is essential to look at the interest rate, fees, loan tenure, repayment options, and any special features or benefits. You can use a home loan comparison tool to compare loans from different lenders and see which one is the best fit for you.
Can I improve my eligibility criteria for a home loan?
You can do several things to improve your eligibility for a home loan, including paying off debts, saving for a larger deposit, and demonstrating a stable employment history.
I have a bad credit score; can I still get a home loan?
Yes, several lenders offer bad credit home loans. However, you may have to pay a higher interest rate or provide security for the loan.
Connect with us today if you are looking for a trusted home loan consultant to help you navigate the end-to-end home loan process.
